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Terms and Conditions
Lawson Independent Insurance
Last Updated: 03/17/2026
1. Introduction
Welcome to Lawson Independent Insurance. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this site.
This website is intended to provide general information about insurance products and allow users to request quotes, schedule appointments, and communicate directly with Lawson Independent Insurance.
2. No Professional Advice
The information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice. Any insurance recommendations or decisions should be made after speaking directly with a licensed agent.
3. No Guarantee of Coverage
Submitting information through this website does not guarantee approval, issuance, or coverage under any insurance policy. All coverage is subject to underwriting guidelines, carrier approval, and applicable state regulations.
4. User Information & Privacy
By submitting your information through this website, you agree to be contacted by Lawson Independent Insurance via phone, email, or text message regarding your inquiry.
Your information is sent directly to Lawson Independent Insurance
Your information is not sold or redistributed to third-party lead vendors or call centers
Communication will be limited to your request and related follow-up
For more details, please refer to our Privacy Policy.
5. Communication Consent
By providing your contact information, you consent to receive communications related to your request. Standard message and data rates may apply. You may opt out of communications at any time.
6. Licensing & Availability
Lawson Independent Insurance operates in specific states, including but not limited to:
Arizona
Texas
Ohio
Michigan
Services are only available where properly licensed. Availability of products may vary by state.
7. Third-Party Services
This website may include links to or integrations with third-party tools (such as scheduling platforms). Lawson Independent Insurance is not responsible for the content, policies, or practices of third-party services.
8. Limitation of Liability
Lawson Independent Insurance shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website or reliance on any information provided herein.
9. Website Use
You agree to use this website for lawful purposes only and not to misuse, disrupt, or attempt to gain unauthorized access to any part of the site.
10. Changes to Terms
Lawson Independent Insurance reserves the right to update or modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of any changes.
11. Contact Information
If you have any questions regarding these Terms and Conditions, you may contact:
Lawson Independent Insurance
Email: [email protected]
Phone: 216-409-4707
12. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the applicable state(s) in which services are provided.
Indexed Universal Life (IUL) Disclaimer
Indexed Universal Life (IUL) insurance is a form of permanent life insurance that includes a cash value component. Policy performance is based on a variety of factors, including index performance, caps, participation rates, fees, and policy structure.
This website is for informational purposes only and is not intended to provide financial, tax, or investment advice. Any discussion of potential growth or income strategies is hypothetical and subject to change based on policy design and carrier guidelines.
Guarantees are based on the claims-paying ability of the issuing insurance company.
Individuals should consult with a licensed insurance professional and, where appropriate, a financial or tax advisor before making any decisions regarding life insurance or financial planning strategies.
Why is life insurance important?
Life insurance ensures financial security for your dependants in case of unforeseen events.
What type of life insurance policy should I choose?
The choice depends on your personal circumstances including your financial goals, current financial situation, and future needs. Term insurance is suitable for short-term goals, while whole or universal life can be better for long-term financial planning.
At what age should I consider buying life insurance?
It is wise to buy life insurance early in life as premiums are generally lower when you are younger and healthier. However, the right age also depends on your financial responsibilities and family circumstances.
How much life insurance coverage do I need?
The amount of coverage you need depends on factors such as income, dependents, and debts.
Can I update my life insurance plan later on?
Yes, most policies allow you to adjust your coverage as your life changes. Events like marriage, the birth of a child, or a significant change in income are all valid reasons to reassess your policy.
What is the difference between term life and whole life insurance?
Term life insurance provides coverage for a specific period and pays out only if you die during the term. Whole life insurance covers you for your entire life and includes a cash value component that grows over time.